What we assess
Building components, replacement specification, professional fees, demolition, site conditions, services, and other reinstatement assumptions relevant to the insured asset.
Services
Insurance valuation & reinstatement cost assessment
Insurance cover should match the true cost of reinstating the property. We estimate rebuilding or replacement costs so owners and insurers can avoid underinsurance or overinsurance.
What you receive
A clear reinstatement-cost assessment with assumptions and supporting basis, suitable for policy review and insurance records.
Engagement essentials
A clear brief, independent evidence, and a report built for the decision.
Who this service supports
- Property owners and occupiers
- Insurers and brokers
- Facilities and risk managers
What you receive
- Replacement and reinstatement cost assessment
- Building and site observations
- Clear exclusions and escalation assumptions
Frequently asked questions
Before you instruct us.
Every property and purpose is different. These answers cover the usual starting points; the formal brief confirms what applies to your instruction.
Is reinstatement value the same as market value?
No. Reinstatement value focuses on the cost of rebuilding or replacing the insured asset, while market value reflects an exchange in the property market.
When should an insurance valuation be updated?
It should be reviewed when construction costs, the building, or its use changes, and at intervals agreed with the insurer or risk adviser.
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